Auto Loans

Auto loan payments are among your biggest monthly expenses, so why overpay? With some of the best rates, True Sky could decrease your current payment through refinancing, or give you a great rate on your next car purchase. We offer free pre-approval and flexible payment terms.

  • New and Used Autos

  • No Application Fee

  • Co-Pilot Credit

  • Biweekly Payments Option

  • Terms Up to 84 Months

  • Pre-approval Before You Shop

  • Affordable Extended Warranties and GAP Insurance

Rate is determined by individual credit history and repayment term. Credit requirements must be met to qualify. Other restrictions may apply. Federally insured by NCUA.

Auto Loans

RATE (% APR)
2.49%

REPAYMENT TERM
Up to 60 months

Apply Now

Home Loans

Purchase & Refinance

Looking for a new home loan? We offer conventional financing where you can borrow up to 100% of the purchase price of the home. If you are already in the home of your dreams, but want to save on interest and monthly payments? Consider True Sky Credit Union’s refinance program and start saving. See what we have to offer.

  • Various terms

  • Fixed or adjustable rates

  • In-house underwriting, processing, and servicing
  • Low closing cost on our refinance program available

Home Loans
Purchase & Refinance

RATE (% APR)
2.82%
REPAYMENT TERM

30 year fixed

REPAYMENT EXAMPLE
$4.09 per $1,000 borrowed

Apply Now

Vacation Homes

With a vacation home loan, you can either purchase a vacation home or refinance a second home.

  • Various terms

  • Fixed or adjustable rates

  • In-house underwriting, processing and servicing

Vacation Homes

RATE (% APR)
4.50%
REPAYMENT TERM

15 year fixed

REPAYMENT EXAMPLE
$7.65 per $1,000 borrowed

Apply Now

Land Loans

Not only does True Sky Credit Union provide home loans, we also offer land loans for up to 20 acres.

  • Various terms

  • Purchase or refinance

  • Fixed or adjustable rates

  • In-house underwriting, processing and servicing

Land Loans

RATE (% APR)
6.75%
REPAYMENT TERM

15 year fixed

REPAYMENT EXAMPLE
$8.85 per $1,000 borrowed

Apply Now

Personal Loans

No matter what type of loan you are looking for at True Sky Credit Union we can help. We offer a variety of different personal loans to suit your needs give us a call today to apply.

Quick Loans

A line of credit when you need it

True Sky offers a revolving line of credit that’s there when you need it. Cover emergency car repairs, bills in between paychecks, or whatever else you might need. It’s easy, flexible and gives you peace of mind about surprise expenses.
Transfer funds from your line of credit to your account from online banking or the mobile app anytime – no more waiting on a loan application. Credit lines of up to $35,000 are available, and as you pay off the amount you borrowed, the available amount will be replenished.

Credit criteria apply. Rates are subject to change at any time, and payment will vary based on the loan amount. Credit Union membership required with a minimum $5.00 share account. No application fee. No annual fee. No interest is charged until you use the funds

Quick Loans

RATE (% APR)
As low as 9.99%
REPAYMENT TERM
Various terms available

REPAYMENT EXAMPLE
$30 minimum monthly payment
on every $1,000 borrowed.

Apply Now

Credit Card Options

Our consumer credit cards are designed to give you convenient purchasing power. We want you to get the most out of your credit card, and with a True Sky Visa card, you could get low rates, cash back, or ScoreCard rewards! Fraud protection and no annual fees come with every card. With the True Sky Credit Union Credit Card, it can help you manage your daily expenses and build credit. Learn more about each type of credit card below. We have several cards to choose from – which one is right for you?

Useful Links

True Sky Credit Union Credit Cards

Platinum Visa ® Credit Card

Platinum cardholders enjoy lower interest rates and additional benefits, including:

  • No Annual Fee
  • ScoreCard Rewards Program
  • Emergency and Travel Assistance Services
  • Emergency Card/Cash Disbursement
  • Redeem Points for Cash

RATE (% APR)

As low as 7.99%

Apply Now

True Sky Credit Union Credit Cards

Gold Visa ® Credit Card

Gold cardholders enjoy lower interest rates and additional benefits, including:

  • No Annual Fee
  • ScoreCard Rewards Program
  • Emergency and Travel Assistance Services
  • Emergency Card/Cash Disbursement
  • Redeem Points for Cash

RATE (% APR)

As low as 11.99%

Apply Now

True Sky Credit Union Credit Cards

Cash Back Visa ® Credit Card

Cash Back cardholders can cash in on everyday purchases with our most rewarding credit card.

  • Cash Back on Every Purchase
  • No Annual Fee
  • Zero Liability on Purchases (PIN-based transactions do not apply)
  • Online Payments and Balances
  • Auto Rental Insurance

RATE (% APR)

As low as 16.99%

Apply Now

True Sky Credit Union Credit Cards

Classic Visa ® Credit Card

The True Sky Credit Union Classic Visa credit card offers low-interest rates with simple features:

  • No Annual Fee
  • Zero Liability on Purchases (PIN-based transactions do not apply)
  • Online Payments and Balances
  • Auto Rental Insurance

RATE (% APR)

As low as 13.90%

Apply Now

True Sky Credit Union Credit Cards

Share Secured Visa ® Credit Card

Your Share Secured Visa limit (or balance) is determined by deposits you make in advance, allowing you to get a credit card with less risk of creating large amounts of debt.

The Share Secured Visa is a great way to start building or to rebuild your credit.

  • No Annual Fee
  • Low Interest Rate

RATE (% APR)

As low as 5.99%

Apply Now

Boat and RV Loans

Make your adventure affordable

You want a vehicle that brings excitement and adventure – something that takes you off the beaten path, or to places unknown – and we can help get you the RV or Boat loan. Take advantage of some of the same services we offer for auto loans:

  • No Application Fee

  • Complimentary Co-Pilot Credit

  • Biweekly Payments Option

  • Terms Up to 120 Months depending on collateral and amount

  • Pre-approval Before You Shop

  • Affordable Extended Warranties and GAP Insurance

Credit restrictions apply. Rates and terms are subject to change at any time.

Boats and Recreational Vehicles

RATE (% APR)
As low as 5.24%
REPAYMENT TERM
up to 120 Months depending on collateral

REPAYMENT EXAMPLE
72 monthly payments of $16.22 for each $1,000

Apply Now

Motorcycle and ATV Loans

True Sky offers financing for motorcycles  ATVs and more. With low rates and flexible terms, we make it affordable and easy.

  • Finance for up to 72 months depending on collateral

  • Pre-approval Before You Shop

  • No Application Fee

Credit restrictions apply. Rates and terms are subject to change at any time.

Motorcycle and ATV

RATE (% APR)
As low as 5.49%
REPAYMENT TERM
up to 72 Months depending on collateral

REPAYMENT EXAMPLE
72 monthly payments of $16.34 for each $1,000

Apply Now