Checking Accounts

At True Sky Credit Union we offer a variety of checking accounts to suit your lifestyle and we strive to make it easy for you to find the perfect option to meet your needs. Whether you’re looking for a high-interest rate checking account or one that’s geared for being on the go we have you covered. Also, you can add a personalized touch from a choice of a variety of debit card options including our Community Cards —created as a way to show support for our members’ favorite Churches, Schools or Nonprofits—or from one of our standard debit card designs. For those who are 62+ we offer even more perks with our Top Brass feature, which can be added to any of our existing checking accounts. Opening a checking account is easy with our online application!

Easy Checking Simple Money Optimum Checking Top Brass
Choose if you are looking for: An everyday banking account For those who prefer a fully mobile experience Earning dividends and refunded ATM fees If you are 62+ ask to add this on to any of our checking accounts
Minimum Balance $0 $0 $500 $0
Minimum Opening Deposit $25 $25 $25 $10
Dividends No No 0.75% APY up to $40,000 No
Monthly Service Fee $0 with eStatements $0 with eStatements $0 with eStatements $0
Other Features Free E-statements, remote deposit, mobile banking and debit card. 5 cents back per debit transaction, up to $10 ATM fee refunds 1 NSF fee refund per year.

Free E-statements, remote deposit and mobile banking.

Free E-statements, remote deposit, mobile banking and premium interest rates. 50% off checks and wire transfers. Free Notary and fax service and discounts on stop payments.

Free E-statements, remote deposit and mobile banking.

Overdraft Protection
True Sky has improved our Overdraft Privilege to better ensure our overdraft protection is customized to meet individual member checking account needs. As part of these improvements, the overdraft limit for members will no longer be a fixed amount; instead, it will change daily as a result of several factors including the age of the account and the amount/frequency of deposits.

We offer two different types of Overdraft Protection

True Sky Credit Union Overdraft Protection

Standard Overdraft Privilege protection

Standard Overdraft Privilege protection will be automatically in place for pre-authorized transactions and automatic billing.

Enhanced Overdraft Privilege protection

Enhanced Overdraft Privilege offers all the features of Standard Overdraft Protection with additional benefits including protection on:

  • ATM transactions
  • Everyday debit card transactions

Signing up is easy! You can opt-in to have your account upgraded to Enhanced Overdraft protection using the email submission below, visiting a branch, or by contacting us at 405-682-1990.

Disclosures

    I ACCEPT: Sign me up for Enhanced Overdraft Privilege!