True Sky Credit Union Disclosures

The following is a summary of changes that are being made to your account terms. For more
information, please visit our website,, or contact us at 405-682-1990. If you are
already being changed a higher Penalty APR for purchases: in this case, any changes to APRs
described below will not go into effect at this time. These changes will go into effect when the
Penalty/APR no longer applies to your account.

Revised Terms as of 12/10/2022

  • APR for Platinum Visa® Credit Card 11.99%
  • APR for Gold Visa® Credit Card 14.49%
  • APR for Classic Visa® Credit Card 16.49%

You have the right to reject the change or changes prior to the effective date of the changes
unless you fail to make a required minimum periodic payment within 60 days after the due
date for that payment. If you choose to reject the change, you can contact our Lending Team at
1-800-448-1990 and request to opt out. If you reject the changes, your ability to use the
account for further advances will be terminated or suspended.