Home Loans – Purchase

We offer conventional financing where you can borrow up to 95% of the purchase price or appraisal value, whichever is lower, with

  • Various terms
  • Fixed or adjustable rates
  • In-house underwriting and processing

APR = Annual Percentage Rate. Credit restrictions apply. Rates and terms are subject to change at anytime. Rates can be locked only after your completed loan application is received. This information is not a commitment to make a loan, nor is it a guarantee that you will receive a specific rate if approved.  An annual percentage rate (APR) is a broader measure of the cost to you of borrowing money. The APR reflects not only the interest rate but also the points, mortgage fees, and other charges that you have to pay to get the loan. For that reason, your APR is usually higher than your interest rate.  Loans above 80% Loan-To-Value ratio may require mortgage insurance.

In the market for a new home, build your dream home,
or simply refinance your existing mortgage?
If you would like to apply, click below to get started.

Home Loans Refinance Program

Already in the home of your dreams, but want to save on interest and monthly payments? Consider True Sky Federal Credit Union’s refinance program and start saving.

  • Various terms
  • Fixed or adjustable rates
  • In-house underwriting and processing

Credit criteria apply. Rates are subject to change at any time, and payment will vary based on the loan amount. Credit Union membership required with a minimum $5.00 share account. No application fee. No annual fee. No interest is charged until you use the funds

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