Privacy Policy

Facts

WHAT DOES TRUE SKY FACTS FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

    • Social Security number
    • Transaction or loss history
    • Account balances
    • Payment history
    • Credit History
    • Credit Score
    • Location Information*

*If you have enabled location services on your phone and agree to the collection of your location when prompted by the Services, we will collect location data when you use the Services even when the app is closed or not in use; for example, to provide our fraud detection services. If you do not want us to collect this information, you may decline the collection of your location when prompted or adjust the location services settings on your device.

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information: the reasons True Sky Credit Union chooses to share, and whether you can limit this sharing.

Reasons we can share your personal information

Does Trues Sky Credit Union Share

Can you limit this Sharing

For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes –
to offer products and services to you

Yes

Yes

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes –
information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes –
information about your creditworthiness

No

We don’t share

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

Yes

Yes

To limit our sharing

Download and Mail this form

Please note:
If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer a member, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call 800-448-1990 or got to https://TrueSkyCU.org

What we do

How does True Sky Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this
information and we limit access to information to those employees for whom access is appropriate.

How does True Sky Credit Union collect my personal information?

We collect your personal information, for example, when you

    • Open an account
    • Apply for a loan
    • Use your credit or debit card
    • Provide employment information
    • Show your driver’s license

     

      We also collect your personal information from others, such as credit bureaus, affiliates, or other companies

Why can’t I limit all sharing?

Federal law gives you the right to limit only.

    • Sharing for aaffiliates everyday purposes – information about your creditworthiness
    • Affiliates from using your information to market to you
    • Sharing nonaffiliates to market to you

State Laws and individual companies may give you additional rights to limit sharing.

See below for more on your rights under state law.

What happens when I limit sharing for an account I hold
jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

    • Our affiliates include:
      Financial companies such as: Member Haven and First Rate Title

Nonaffiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

    • Nonaffiliates we share with can include nonaffiliate insurance provider

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

    • Our joint marketing partners include insurance and other financial service companies.

Other Important Information

For Alaska, Illinois, Maryland and North Dakota Members. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization.

For California Members. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.

For Massachusetts, Mississippi and New Jersey Members. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing – without your authorization.

For Vermont Members.

    • We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures.
    • Additional information concerning our privacy policies can be found at www.TrueSkyCU.org or call (405) 682-1990