Todays Rates

Available rates for all of our Consumer Loans, Credit Cards, Deposit Accounts, and Mortgage Rates

APRRepayment TermsApply Now
Auto Loans2.49%Up to 60 monthsApply Now
Motorcycle or ATV5.49%Up to 72 months depending on collateralApply Now
Recreational Vehicles and Boats5.24%Up to 120 months depending on collateralApply Now
Airplane Loan5.99%Up to 72 monthsApply Now
Quick Loan9.99%Various term availableApply Now
Firm foundation Loan9.99%12 monthsApply Now
Holiday Loan12.00% up to 12 months12 monthly paymentApply Now
Storm Shelter Loan2.99%36 monthsApply Now
APRApply Now
Platinum Visa® Credit Card7.99%Apply Now
Gold Visa ® Credit Card11.99%Apply Now
Classic Visa® Credit Card13.90%Apply Now
Cash Back Visa® Credit Card16.99%Apply Now
Share Secured Visa® Credit Card5.99%Apply Now
Balance RequirementDividend Rate APYApply Now
Regular Share Savings$5.00 Minimum.05%.05%
CertifiKID of Deposit - 12 monts$100 .80%.80%
Optimum CheckingUp to $40,000.75%.75%
90 Days CD$1,000 .55%.55%
6 Month CD$1,000 .70%.70%
7-12 Month CD$1,000 .80%.80%
13-23 Month CD$500 .90%.90%
24-35 Month CD$500 .95%.95%
36-47 Month CD$500 1.00%1.01%
48-59 Month CD$500 1.00%1.01%
5 year CD$500 1.25%1.26%
Money Market Tier 1$2,500-$24,999.25%.25%
Money Market Tier 2$25,000-$49,999.40%.40%
Money Market Tier 3$50,000-$99,999.50%.50%
Money Market Tier 4$100,000 and up.60%.60%

APR = Annual Percentage Rate. Credit restrictions apply. Rates and terms are subject to change at anytime. Rates can be locked only after your completed loan application is received. This information is not a commitment to make a loan, nor is it a guarantee that you will receive a specific rate if approved.  An annual percentage rate (APR) is a broader measure of the cost to you of borrowing money. The APR reflects not only the interest rate but also the points, mortgage fees, and other charges that you have to pay to get the loan. For that reason, your APR is usually higher than your interest rate.  Loans above 80% Loan-To-Value ratio may require mortgage insurance.

APY = Annual Percentage Yield. Fees may reduce earnings. The APY assumes dividends are compounded quarterly and will remain on deposit until maturity.