Identity Theft

We are dedicated to protecting your money and private information. Just as importantly, we’re dedicated to making sure you know how to keep your money and data as safe as possible. Staying up to date on potential risks and recent scams is one of the best ways to stay secure.

Get information on current fraud trends and tips on how to protect yourself.

U.S. Department of Justice
Federal Trade Commission
Identity Theft Resource Center

With fraud and identity theft becoming more and more prevalent, the need to be proactive in protecting your information has never been greater. We can help. Step one is knowing what you’re up against:


Credit Score

Knowing the details of your credit report could reveal fraud that’s already going on. Checking your Credit Report every year is helpful in the prevention of Identity Theft. Look for old or inaccurate information. Also, check for anything that looks fishy—it could be a sign of identity theft.

Placing a freeze on credit reports

Contact each of the nationwide credit report companies:

Equifax – 1-800-349-9960
Experian – 1-888-397-3742
TransUnion – 1-888-909-8872
You will need to supply your name, address, date of birth, Social Security number, and other personal information. Fees vary based on where you live but commonly range from $5 to $10.

After receiving your freeze request, the credit reporting company will then send you a confirmation letter containing a unique PIN (personal identification number or password. Keep the PIN or password in a safe place. You will need it if you choose to lift the freeze.

Contact us if you have any questions.

Fraud Prevention

From True Sky Federal Credit Union