Certificates
A certificate account, which is the credit union version of a CD or Certificate of Deposit, is a great way to invest your money with low risk. The way a certificate works is simple. Like a CD, you choose how long you would like to have your money invested for and you will be paid the corresponding dividends that is stated with the length of the share certificate. You must keep your funds in your certificate account for the entire length of the certificate term to receive the full amount of dividends to be paid. You can find out the complete details when you speak with one of True Sky Federal Credit Union’s representatives. Most certificate accounts only require a $500 investment. Please see our rates below.
Your certificate funds are insured for up to $250,000 by NCUA, giving your investment protection you may not find elsewhere.
Interested in opening a certificate account? Visit a branch near you or contact us at 405-682-1990.
Certificate Rates At True Sky Federal Credit Union
| | Balance Requirement | Dividend Rate | APY |
|---|---|---|---|
| 90 Days SCA | $1,000 | 1.54% | 1.55% |
| 6 Month SCA | $1,000 | 1.89% | 1.91% |
| 7-12 Month SCA | $1,000 | 2.09% | 2.11% |
| 13-23 Month SCA | $500 | 2.29% | 2.31% |
| 24-35 Month SCA | $500 | 2.24% | 2.26% |
| 36-47 Month SCA | $500 | 2.33% | 2.36% |
| 48-59 Month SCA | $500 | 2.33% | 2.36% |
| 5 year SCA | $500 | 2.55% | 2.58% |
The rates above are the current best Share Certificate rates at True Sky Federal Credit Union. Although we make every effort to keep the Share Certificate rates we post on our website current, these rates are subject to change. Contact a True Sky Federal Credit Union advisor to confirm all Share Certificate rates before opening a Share Certificate account.
