It’s never too late!

Do you have enough money to be financially stable in your retirement years?
Bring your retirement goals to True Sky Credit Union, and we’ll get you on track with an Individual Retirement Account (IRA).

Choose the right IRA for you!


IRA that allows an individual to save for retirement while deferring taxes on the growth of their investment,


A Roth IRA a personal retirement account that allows you to contribute after-tax in retirement.

IRA Share Account

Make contributions as often as you like, up to the legal limit. Build your IRA quickly and automatically with payroll deductions.

Is it the right time to invest?

There are a few key reasons why investing in an IRA is so important. For one, IRAs offer tax-deferred growth on your investment, meaning you won’t have to pay taxes on any gains until you withdraw the money in retirement. And secondly, if you choose a traditional IRA, your contributions may be tax-deductible, which can help lower your overall tax bill.

But perhaps the most important reason to invest in an IRA is that it can help you save for retirement. By contributing to an IRA now, you’ll be able to grow your money over time and have a nice nest egg to tap into when you retire. And if you start early enough, you may even be able to retire sooner than you thought!

5 different ways to practice good, healthy communication with your partner regarding finances by True Sky Credit Union in OK

Which IRA is right for you?

There are a few things to consider when choosing an IRA that is right for you. First, you must decide whether you want a traditional or Roth IRA. Traditional IRAs offer tax-deferred growth on investments, while Roth IRAs offer tax-free growth.

Second, you need to consider what type of investments you want in your IRA. You can choose from various investment options, including stocks, bonds, and mutual funds. Lastly, you need to consider how much you want to contribute to your IRA. The IRS has contribution limits for traditional and Roth IRAs, so you’ll need to ensure you stay within those limits.