Welcome To Your
Upgraded Experience!
True Sky has upgraded your user experience through various technology and system improvements, including new online and mobile banking platforms, this new True Sky website and other the enhancements we’re eager for you to explore and use!
On top of the exceptional member service and resources you have come to already expect from True Sky, as part of this upgrade, you’ll have access to even more tools and features including:
- Zelle® – send and receive money quickly, safely and easily with friends, family and more
- SavvyMoney® – keep an eye on your credit score and credit report changes with real time monitoring
- CardValet® – control and manage your credit cards on the go and easily turn cards on and off
- Money Management – create a budget, savings goals, income/expense categories and more
- WebConnect – export your financial activity and import the formatted file into Quicken® or QuickBooks®
We’re excited for you to experience this new, upgraded member experience – what better way to celebrate 75 years of serving our members!
Welcome
To Your
Upgraded Experience!
True Sky has upgraded your user experience through various technology and system improvements, including new online and mobile banking platforms, this new True Sky website and other the enhancements we’re eager for you to explore and use!
On top of the exceptional member service and resources you have come to already expect from True Sky, as part of this upgrade, you’ll have access to even more tools and features including:
- Zelle® – send and receive money quickly, safely and easily with friends, family and more
- SavvyMoney® – keep an eye on your credit score and credit report changes with real time monitoring
- CardValet® – control and manage your credit cards on the go and easily turn cards on and off
- Money Management – create a budget, savings goals, income/expense categories and more
- WebConnect – export your financial activity and import the formatted file into Quicken® or QuickBooks®
We’re excited for you to experience this new, upgraded member experience – what better way to celebrate 75 years of serving our members!
Frequently Asked Questions
You will need to update and relink other financial accounts and external transfers in our new online banking platform.
Due to our system upgrade, some users may have to reset up their bill payments in the new Online Banking platform. If you need assistance with setting up your bill payments based upon your past payees, please contact Member Services at 1 800-448-1990 or visit a branch.
- Your pre-authorized transfers have been migrated to our new system.
- We are actively working to have these transfers visible to you as soon as possible.
- Your pre-authorized transfers will still occur as scheduled.
- You do NOT need to reset up any pre-authorized transfers you had.
If you need to make a change to your pre-authorized transfers,
please contact Member Services at 1 800-448-1990 or visit a branch.
From the login screen click the “Forgot Username” and you’ll be taken to our member validation form. Simply fill out the requested information and submit the form to request your username be sent to you.
If you have not used online banking in the past 18 months you will need to click the register link to set up your account. If you have used online banking, but have forgotten your username click the forgot username link and complete the member validation form to request your username.
You will receive your account number(s) to your address on file. In the event, you have not or did not receive your account number(s) by February 16, you can
- Retrieve your account numbers by logging into your online banking
- Contact Member Services at 800-448-1990 or visit a branch
- Send a request in writing (signature included) with a current copy of your primary identification to [email protected]
This was done to simplify for the member what transactions count towards the Optimum Checking account and we have allowed for transactions under $5 to count towards an eligible transaction.
No, it will not be necessary to receive a new debit or credit card
Yes, your current PIN will continue to work.
Yes, you will still be able to use your debit cards during the upgrade.
The rewards dashboard will no longer be available. Therefore, you’ll need to view your account in mobile or online banking to know your transaction count for reward-based checking products.
Debit cards will work.
New debit cards will not be issued as part of the upgrade.
Debit card pin numbers will not change.
There is no change. There is a $10 fee if making a payment by debit card. However, we offer free alternatives such as payments made by check or bill payment.
You will have the ability to lock your credit card with an app called Card Valet. This feature actually gives you the ability to control geographically where the card can be used and what types of merchants. This feature will be available at a later date for debit cards. Please contact Member Services at 800-448-1990 if you need your debit card restricted.
Features below:
- Turn your credit cards on and off
- Establish transaction controls for dollar amount limits, merchant categories, and geographic locations
- Receive alerts when your credit card is used, approved, or exceeds the transaction controls set by you
- Stay informed of potential fraud with alerts on attempted and declined transactions
- Get real-time balances for your accounts
We are having a technology upgrade that will help us improve our processing productivity, introduce new products and features, and a more streamlined workflow, creating a better banking experience for our members. For example, you will be able to see all your accounts with one log-in username for online banking. Our upgrade will happen on President’s Day weekend.
Branch and Contact Center access will be restricted and not available after 6:00 p.m. February 12th through February 15th.
You will be able to use your debit card and credit card.
Your account number will be changing and we will be providing this to you prior to President’s Day weekend. Additionally, you can also sign in to mobile or online banking starting on February 16th to view your new account number(s).
Only two accounts have had minor changes to them and this was communicated through USPS mail and email in mid-January. The two accounts that will have a modification are Optimum Checking and Simple Money Checking.
No. Our routing number will remain the same.
No
To update your personal information, you can do this online, in-person at a branch, or through the Member Services Center by calling us at 1-800-448-1990.
No action is required. Transactions will clear against your new account number.
There is no impact to receiving your direct deposit.
These will still be deposited. No impact
You will not have to inform your employer of the account number changes
No action required
Upgrades will be disclosed at a future date. Visit our upgrade page
You will need to contact Member Services at 1-800-448-1990 to request the statement with a fee, or you can go to any branch location to request.
We will absolutely be able to look up your account number to assist you in your transactional needs. We can provide your account number to you when proper member verification completed.
Member deposits received via ACH like social security will not be impacted.
Member assistance is available to you over the phone, via email, or at a branch.
Dividend and interest rates are unaffected with this change.
Service Centers will be open and available for our members. Withdrawal and check cashing will be limited to $100, transferring between accounts has no limits, loan payments can be made but not a payoff, and deposit are unlimited.
Applying for a loan online and/or online banking services will not be available from 6 pm on February 12th through February 15th.
Online and mobile banking will not available after 6:00 p.m. February 12th through February 15th. You will be able to access starting on Tuesday, February 16th. Updating your mobile app at the App or Google Play stores will be required.
If you are an active online user, we will convert your most active online banking username in the past 18 months (You will need to sign in and update your password.) If you are not an active online banking user (have not logged ), you will need to reenroll.
Your username will remain the same. Your password will need to be updated.
You will need to download our new app by visiting the App or Google Play stores.
You’ll have two ways to do this. First, you can sign in to online or mobile banking and be able to view your accounts. Second, prior to the upgrade, we will send you via USPS a mailing that will reflect the current account number and the new account number, along with the corresponding account number.
You will be able to see all accounts that you are an owner of.
Your payees that you have already established in BillPay will not change.
External transfers will need to be reset up.
Each member will have their own unique username.
Each username will be able to view all accounts that the member is on.
There is a statement charge if providing statements that were previously provided.
Yes, you will not need to re-enroll for e-statements. Mail codes will convert.
The business account will have a different username and password
External transfers are not converting. All external transfers must be set up again. This normally takes 3-4 business days to set up.
We will be able to assist with taking payments over the phone with our Members Services at 800-448-1990. Any recurring payments would need to be established on February 16th or later. We plan on being able to offer a payment option available on our website for making payments too.
Our new online banking will have this feature as well. It is called Fast Balances.
Yes, mobile deposit will be available in our new online banking.
The criteria for meeting the requirements will be evidenced in your transaction history and statements and through your dividend payout.
While you will no longer be able to view your rewards online, you can view your debit card transactions in your online banking history (account activity) or on your statement.
The credit cards were removed to simplify how the transactions are being counted. There is no longer a minimum amount needed to count towards debit card purchases. This should help offset the credit card transactions.
You can view your debit card transactions in your online banking history (account activity) or on your statement.
We can covert your Optimum Checking account to a more appropriate product.
Rewards will not be earned.
To earn rewards, 20 debit card transactions monthly are required for rewards. We have eliminated the minimum purchase amount of $5.
You will need to set up recurring payments beginning February 16th with our new solution by contacting Member Services or a branch. We will be adding a self-service option to our website as close to the February 16th date as possible.
You can make the payment over the phone, by mail, through online banking with an internal account, bill payment, or at a branch. QuickPay not available.
There will be no impact.
BillPay payments are converting over. You do not need to update.
Since you can use existing checks for your payments, new check orders will not be necessary. If you would like to place an order for new checks, fees are applicable.
You can continue to use your current checks. They are still good and can be used for payments.
Those payments will no longer pull so alternative payment methods will need to be made.
We will be able to assist with taking payments over the phone with our Members Services at 800-448-1990. We plan on being able to offer a payment option available on our website for making payments too.
There is no impact unless you set up recurring payments through QuickPay. Those recurring payments will need to be set up on 2/16 or thereafter. No other automatic payments will be affected.
True Sky offers multiple ways to make a loan payment without paying a service fee. This includes online, in-person at a branch, and utilizing Automated Clearing House (ACH) transactions.
Transfers between True Sky accounts will not change
The only time you will be impacted from opening accounts online is during the President’s Day upgrade weekend.
If you transferred money to other member accounts, you will have to contact that member for the new account number to re-establish the ability to transfer money to them.
Online banking and mobile services will provide you transactional information on your accounts. In addition, you can select alerts to receive a text or email messages for notifications on your account. If you need any assistance please contact Member Services at 800-448-1990 or visit a branch.
Transferring money between accounts, to other members’ accounts, or setting up external account transfers is a similar process that you would have already experienced. These transfers will have to be reset up.
You can reset your online banking password simply by visiting our online banking sign-in page and selecting the “Forgot Password” option.
Yes, when you log into online banking you will continue to see the names of the accounts as they are named.
You will have the ability to issue a check through our bill payment service when you log into online banking a make a check payable to yourself or to anyone else which can be mailed to any address of your choosing.
You will be able to transfer money to non-members with our offering of the Zelle app and you can also transfer money within your online banking to other member accounts.
You will be able to submit a form that will go to Member Services that will review your skip payment request.
You have a 10 day grace period on all consumer loans and a 15 day grace period on all mortgage loans before a late fee is assessed.
Enter your reference number and PIN here from the notice you received. Or, call 877-633-1614 for our insurance tracking center.
Yes, we have a notary at all of our locations free of charge to our members.
No, you will need to create a separate login for each account. You will click enroll on the log in page to set up a new username and password.
You can pay online with a debit or credit card at no charge (we cannot accept Visa Credit card payments). This online payment service excludes mortgage payments. Or, you can call 405.682.1990 x3902 to pay over the phone.
Log in to online banking and go to Statements/Alerts. On the left-hand side, you will click E-Statements and the download button. Your account number will be in the upper right-hand corner in the blue box.
$20 for outgoing wires and $10 for incoming wires. Top Brass (62 and over) gets a half-price discount.
On rare occasions, some members may have email addresses that do not recognize certain incoming email addresses. To ensure proper delivery, be sure to add the following True Sky CU email addresses to your email’s contact list:
There are several ways you can move money in or out of your account. Enroll in online banking for access to external transfers, bill pay, mobile deposit, and more. Plus, you can wire funds, or visit a branch, ATM, or shared service center to access your accounts directly.
Once a member, always a member. We have members who live around the world and still bank with us. With mobile access, you can do your banking anywhere you have internet access.
We also have shared service centers located across the nation and are ready to transact your True Sky business.
True Sky Credit Union regularly helps people improve their credit. We can pull your credit report, walk you through it line by line, then give you a plan of action on how to improve it. We will work with you to help you gain an understanding of how credit works and when it’s wise to use it.
The biggest difference is that as a credit union, True Sky is not-for-profit – we give back a large portion of our income to members through annual dividend bonuses and interest rebates, lower rates on loans, and higher dividends on deposits. In 2017, this amount totaled $113,508. Banks have customers; we have members, who are invited to vote for the volunteer board of directors at our annual meeting. We offer the same products and services as a traditional bank, as well as the latest in technology and account access.
Most Branches
Weekday Lobby Hours – 8:30 a.m. to 5 p.m. (5:30 p.m. on Friday)
Weekday Drive-Thru Hours – 7:30 a.m. to 6 p.m.
Saturday Lobby Hours – 9 a.m. to 12 p.m.
Saturday Drive-Thru Hours – 8 a.m. – 12 p.m.
FAA Campus
Weekday Lobby/Drive-Thru Hours – 7:30 a.m. to 4:30 p.m
Closed Saturday
True Sky Credit Union is open to those who live, work, or attend school in the Oklahoma City metro area or its surroundings, which includes Canadian, Cleveland, Grady, Lincoln, Logan, McClain, Oklahoma, and Pottawatomie counties.
If you saved your loan application to be completed at a later time you will be able to pick it up right where you left off. You can access your application by going to Borrow>Home and Borrower login is right below the paragraph under Home Loans and Refinancing.
No, you should be able to access online banking as easily as you have in the past. In fact, you should have an easier time accessing our up-to-date interest rates, most popular products, services, and more.
In an effort to improve our members’ online experience we streamlined the overall functionality of the site to make it easier to access our most popular services and products.
Online banking remains easily accessible while many of our everyday banking, credit card, and loan products now have information presented in an easy to understand way and have buttons allowing for an easier application process.
New Online/Mobile Banking Click-Thrus
These interactive demos make it it easy for you to get a feel for of our new online and mobile banking platforms. Feel free to click around and orient yourself with different features. Also, anything you type for the for username and password on the demo login screens will work.
New Online/Mobile Banking Click-Thrus
This is an interactive demo of how the new site will work feel free to click around to get a feel of our new mobile banking experience and online banking experience. Anything will work for user name and password as this is for demo purposes only.