Checking Accounts

At True Sky Credit Union we offer a variety of checking accounts to suit your lifestyle and we strive to make it easy for you to find the perfect option to meet your needs. Whether you’re looking for a high-interest rate checking account or one that’s geared for being on the go we have you covered. Also, you can add a personalized touch with a choice of a variety of debit card options including our Community Cards —created as a way to show support for our members’ favorite Churches, Schools or Nonprofits—or from one of our standard debit card designs. For those who are 62+ we offer even more perks with our Top Brass feature, which can be added to any of our existing checking accounts. Opening a checking account is easy with our online application!

Easy Checking Simple Money Optimum Checking Top Brass
Choose if you are looking for: An everyday banking account For those who prefer a fully mobile experience Earning dividends and refunded ATM fees If you are 62+ ask to add this on to any of our checking accounts
Minimum Balance $0 $0 $500 $0
Minimum Opening Deposit $25 $25 $25 $10
Dividends No No 0.75% APY up to $40,000 No
Monthly Service Fee $0 with eStatements $0 with eStatements $0 with eStatements $0
Other Features Free E-statements, remote deposit, mobile banking and debit card. 5 cents back per debit transaction, up to $10 ATM fee refunds 1 NSF fee refund per year.

Free E-statements, remote deposit and mobile banking.

Free E-statements, remote deposit, mobile banking and premium interest rates. 50% off checks and wire transfers. Free Notary and fax service and discounts on stop payments.

Free E-statements, remote deposit and mobile banking.

Overdraft Protection
As part of our commitment to serving our members, True Sky has improved our Overdraft Privilege to better ensure our overdraft protection is customized to meet individual member checking account needs.
As part of our improvements, the overdraft limit for members will no longer be a fixed amount; instead, it will change daily as a result of several factors including the age of the account and the amount/frequency of deposits.

We now offer two different types of Overdraft Protection

True Sky Credit Union Overdraft Protection

Standard Overdraft Privilege protection

Standard Overdraft Privilege protection will be automatically in place for pre-authorized transactions and automatic billing.

Enhanced Overdraft Privilege protection

Enhanced Overdraft Privilege offers all the features of Standard Overdraft Protection with additional benefits including protection on ATM and standard debit card transactions.

Signing up is easy! You can opt-in to have your account upgraded to Enhanced Overdraft protection using the email submission below, visiting a branch, or by contacting us at 405-682-1990.

    Yes, Sign me up for Enhanced Overdraft Privilege!

    Community Cards

    Showing True Love To Members And Their Favorite Organizations!

    Join the Program As An Organization

    Sign up your school, church or nonprofit for a “Community” debit card and receive a quarterly donation for your organization.
    With no cost to your organization, the True Sky Credit Union Community Card program is designed to help give back to the community through local schools and churches.

    Join The Program To Show Your Love For Your Favorite …

    School cards are more popular than ever and allow users to show their pride and love for their school while also providing a unique opportunity for True Sky Credit Union to give money to your school.

    Church & Nonprofit Organizations
    We will work with churches and nonprofits to create a unique design that will be popular with your membership and community. When members swipe their Community Card, your organization receives a donation from True Sky Credit Union.

    How it Works
    With each swipe of the Community Card, your school, church, or nonprofit receives a donation. It’s as simple as that. Donations are paid on a quarterly basis.

    To request your Community Card or for more information on how your organization can join, call (405) 682-1990, visit your local branch or fill out the form below.

      Which Community Card Would You Like? (required) - See examples above
      Big Brothers Big Sisters of OKThe BridgeFAA LegacyMoore All SchoolsMoore LionsMustang BroncosNormal All SchoolsSecond ChanceSouthmoore SabercatsWestmoore JaguarsYukon MillersI'm interested in my School, Church or Nonprofit joining