Mortgages And Refinancing

In the market for a new home, build your dream home, or simply refinance your existing home mortgage?
Get started today by clicking on the button below to apply for a new mortgage.

At True Sky Federal Credit Union, we understand that purchasing or refinancing a home is one of the biggest financial decisions you’ll make in your lifetime. That’s why we’re committed to providing you with the best possible options and support to ensure that your home loan financing journey is smooth and successful. Whether you’re a first-time homebuyer or looking to tap into your existing home equity, our knowledgeable team is here to guide you every step of the way.

Our home loan options are designed to be flexible and accommodating to your unique needs. With various terms available, you can choose a plan that fits your budget and financial goals. Our fixed-rate loans offer stability with consistent monthly payments, while our adjustable-rate options can provide lower initial rates for those who anticipate changes in their financial situation. We pride ourselves on offering competitive rates and personalized service, ensuring that you get the best deal possible.

In addition to excellent loan options, we offer in-house underwriting and processing, which means faster approvals and a more streamlined experience for you. Our team of experts is trained to handle all aspects of the home mortgage process, so you can rest easy knowing that your application is in capable hands. We know that time is of the essence, and we strive to make the process as efficient as possible, so you can focus on what really matters – moving into your new home or enjoying the extra savings from a refinance.

Already in your dream home and want to refinance? 

For those who are already settled in their dream home but are looking to reduce their financial burden, our home refinance program is an excellent choice. By refinancing your existing mortgage, you can potentially lower your interest rate, reduce your monthly payments, and even shorten your loan term. This not only increases your savings over time but also frees up funds for other important life investments. With our expertise and commitment to customer satisfaction, we make refinancing a seamless and rewarding experience.

At True Sky Federal Credit Union, we believe that everyone deserves the opportunity to own their dream home and achieve financial security. Our mission is to provide you with the resources and support necessary to make informed decisions about your home financing options. Whether you’re just starting your journey or looking to optimize your current mortgage, our dedicated team is ready to assist you in achieving your homeownership dreams. Don’t hesitate – take the first step towards a brighter financial future by applying for a mortgage or refinance with us today.

Oklahoma Mortgages & Home Loans – Purchase

We offer conventional financing where you can borrow up to 95% of the purchase price or appraisal value, whichever is lower, with:

  • Various terms mortgage rates
  • Fixed or adjustable rates
  • In-house underwriting and processing

APR = Annual Percentage Rate. Credit restrictions apply. Rates and terms are subject to change at anytime. Rates can be locked only after your completed loan application is received. This information is not a commitment to make a loan, nor is it a guarantee that you will receive a specific rate if approved.  An annual percentage rate (APR) is a broader measure of the cost to you of borrowing money. The APR reflects not only the interest rate but also the points, mortgage fees, and other charges that you have to pay to get the loan. For that reason, your APR is usually higher than your interest rate.  Loans above 80% Loan-To-Value ratio may require mortgage insurance.

Oklahoma Home Loan / Mortgage Refinance Program

Already in the home of your dreams but want to save on interest and monthly payments? Consider True Sky Federal Credit Union’s mortgage refinance program and start saving.

  • Various terms
  • Fixed or adjustable rates
  • In-house underwriting and processing

Home Mortgage Calculator

pago hipotecario

Credit criteria apply. Rates are subject to change at any time, and payment will vary based on the loan amount. Credit Union membership required with a minimum $5.00 share account. No application fee. No annual fee. No interest is charged until you use the funds

Home Loans and Refinancing

From True Sky Federal Credit Union