Mortgages And Refinancing

At True Sky Federal Credit Union, we understand that purchasing or refinancing a home is one of the biggest financial decisions you’ll make in your lifetime. That’s why we’re committed to providing you with the best possible options and support to ensure that your home loan financing journey is smooth and successful. Whether you’re a first-time homebuyer or looking to tap into your existing home equity, our knowledgeable team is here to guide you every step of the way.

Our home loan options are designed to be flexible and accommodating to your unique needs. With various terms available, you can choose a plan that fits your budget and financial goals. Our fixed-rate loans offer stability with consistent monthly payments, while our adjustable-rate options can provide lower initial rates for those who anticipate changes in their financial situation. We pride ourselves on offering competitive rates and personalized service, ensuring that you get the best deal possible.

In addition to excellent loan options, we offer in-house underwriting and processing, which means faster approvals and a more streamlined experience for you. Our team of experts is trained to handle all aspects of the home mortgage process, so you can rest easy knowing that your application is in capable hands. We know that time is of the essence, and we strive to make the process as efficient as possible, so you can focus on what really matters – moving into your new home or enjoying the extra savings from a refinance.

Already in your dream home and want to refinance? 

For those who are already settled in their dream home but are looking to reduce their financial burden, our home refinance program is an excellent choice. By refinancing your existing mortgage, you can potentially lower your interest rate, reduce your monthly payments, and even shorten your loan term. This not only increases your savings over time but also frees up funds for other important life investments. With our expertise and commitment to customer satisfaction, we make refinancing a seamless and rewarding experience.

At True Sky Federal Credit Union, we believe that everyone deserves the opportunity to own their dream home and achieve financial security. Our mission is to provide you with the resources and support necessary to make informed decisions about your home financing options. Whether you’re just starting your journey or looking to optimize your current mortgage, our dedicated team is ready to assist you in achieving your homeownership dreams. Don’t hesitate – take the first step towards a brighter financial future by applying for a mortgage or refinance with us today.

We offer conventional financing where you can borrow up to 95% of the purchase price or appraisal value, whichever is lower, with:

• Various terms mortgage rates
• Fixed or adjustable rates
• In-house underwriting and processing

Home Loans and Refinancing

From True Sky Federal Credit Union