Land Loans for Your Property Dreams
Whether you’re looking to purchase raw land for your future dream home, secure acreage for recreational use, or invest in property for development, our land loans provide the flexible financing solution you need. We offer competitive fixed-rate loans for land purchases up to 20 acres, with options for both new purchases and refinancing existing land loans. Our streamlined in-house process means faster decisions and personalized service from application through closing, with no application fees or annual fees to worry about. Unlike many lenders who shy away from land financing, we understand the unique aspects of land loans and work with qualified borrowers to make property ownership accessible.
Our land loan program features competitive rates with terms tailored to your specific situation and property type. We finance various types of land, including residential lots, recreational property, agricultural land, and commercial parcels. Loan amounts and terms are determined based on factors such as the property’s location, intended use, and your financial qualifications. While land loans typically require larger down payments than traditional home loans, we offer financing up to 80% loan-to-value for qualified borrowers with excellent credit. Our experienced lending team will guide you through the entire process, from initial application to closing, ensuring you understand all aspects of your loan, including the Annual Percentage Rate (APR), which reflects the actual cost of borrowing by including interest, points, and other loan-related fees.
