True Sky, RBFCU to Merge: Taking Flight Together!
RBFCU-True Sky FCU Merger FAQs
Members of True Sky Federal Credit Union will soon join the Randolph-Brooks Federal Credit Union (RBFCU) family. With approval of its membership and the NCUA, True Sky is scheduled to merge with RBFCU in 2026.
These FAQs will answer some of the questions you may have about the merger.
The National Credit Union Administration has given its initial approval of the merger. The merger must be approved by a majority of voting True Sky members to obtain final approval. The voting period will be held from late June until Aug. 12, 2026, at 2 p.m. If members approve the merger, final approval from the NCUA is required
Members who are over the age of 18, have an open share account, and are in good standing are eligible to vote. Members who joined the credit union on or after May 28, 2026 are not eligible to vote.
To cast your vote, you must input either your member account number or the unique ID on the ballot you received in the mail or via email.
All eligible True Sky members will receive a voting packet by mail or via email with instructions on how to cast their vote. Members also may cast their vote online at trueskycu.cuballot.com, by visiting a branch, or by attending a special meeting of members of True Sky Federal Credit Union scheduled for 2 p.m. on Wednesday, Aug. 12, 2026, at Embassy Suites by Hilton Norman Hotel & Conference Center, 2501 Conference Drive, Norman, Oklahoma, 73069.
All online and mail-in ballots must be received by 2 p.m. on Aug. 12, 2026 to be counted.
If True Sky members approve the merger, we plan to begin legally operating as a single entity on Oct. 1, 2026.
There will be no changes to your accounts until the merger receives final regulatory approval. After the merger is approved, the combined credit union will retain the RBFCU name. More information on the integration process will follow after full regulatory approval. We will begin combining operations over the next year and will provide important updates throughout the process.
At this time, your member number and online access will remain the same. In the event that your member number or account numbers have to change at any time during this process, you will be notified well in advance, and we will assist you every step of the way.
Any changes will receive a Change In Terms notice according to regulation.
Any changes will receive a Change In Terms notice according to regulation.
At this time, it is business as usual and everything will continue to work as it has until we combine operations fully in late 2027. We are committed to making any transition as seamless as possible so you will continue to enjoy uninterrupted access to your money.
Not until system conversions are completed in 2027. However, RBFCU is a member of the CO-OP surcharge-free ATM network, and after the merger is complete, True Sky members will continue to have access to more than 30,000 surcharge-free ATMs worldwide – including RBFCU.
Our collective commitment to the communities we serve remains steadfast, and we look forward to the potential for even more significant and broader participation with the financial strength of the combined organizations.
All True Sky members will gain access to industry-leading products and services, supported by RBFCU’s Online Banking platform, the RBFCU Mobile® app and a suite of security features that streamline banking across products and devices. Deposits at True Sky and RBFCU remain federally insured by the NCUA. Additional benefits include:
- Enhanced secure online and mobile platforms;
- Additional enhanced share and checking account options;
- Financial education and planning tools, including extensive workshops and counseling;
- Credit card rewards programs;
- Competitive credit card offerings;
- Broad residential and commercial real estate financing options;
Visit RBFCU.org to learn more about specific products and services.
RBFCU is headquartered in Live Oak, Texas, on the northeast edge of San Antonio. RBFCU has a network of 65 branches in the San Antonio, Austin, Corpus Christi and Dallas-Fort Worth areas, as well as a call center in Live Oak.
RBFCU serves more than 1.1 million members in Texas and around the world.
You can learn more about RBFCU by visiting RBFCU.org.
