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True Sky, RBFCU to Merge: Taking Flight Together!

Dear Members,

On behalf of True Sky Federal Credit Union, the Merging Credit Union, I am pleased to share exciting news. We have received regulatory approval to pursue a merger with Randolph-Brooks Federal Credit Union, the Continuing Credit Union. Please visit trueskycu.cuballot.com to review the Notice of Special Meeting of the Members of True Sky Federal Credit Union for important information about the merger, such as voting instructions and the benefits you can expect to receive as a result of the merger.

Unlike bank mergers that are designed to make money for stockholders, this merger is for you, our member.  As discussed in the enclosed Notice of Special Meeting, this merger will result in a wider variety of competitive services, products and conveniences. Beyond these immediate benefits, this merger will combine two established organizations that share similar values and commitment to their members, people and culture. These two credit unions share a core purpose of advancing and promoting the interests of our member owners to empower people to achieve their financial goals. With the combined vision, people, and capabilities of these two organizations, we expect that our members, communities and employees will receive lasting benefits.

True Sky Federal Credit Union’s Board of Directors and management support this merger. However, the final decision is up to you. Your vote to approve this merger is very important. The merger must have the approval of a majority of the members of the credit union voting on the proposal. There will be a special meeting to consider the merger proposal at 2 p.m. on Wednesday, Aug. 12, 2026, at Embassy Suites by Hilton Norman Hotel & Conference Center, 2501 Conference Drive, Norman, Oklahoma, 73069. If you cannot attend the meeting to personally deliver your ballot, you can vote online at trueskycu.cuballot.com by selecting the Begin Voting button or complete the ballot and return it in the enclosed, postage-paid envelope so that it is received by the third-party auditing firm CU Ballot – Election Processing, E Space Communications, Inc., P.O. Box 3156, Dublin, OH 43016-9842. To be counted, your ballot must reach us no later than 2 p.m. on Aug. 12, 2026.

We greatly appreciate your membership and thank you for your support.

_______________________________

Terry Davidson, Board Chairman

RBFCU-True Sky FCU Merger FAQs

Members of True Sky Federal Credit Union will soon join the Randolph-Brooks Federal Credit Union (RBFCU) family. With approval of its membership and the NCUA, True Sky is scheduled to merge with RBFCU in 2026.

These FAQs will answer some of the questions you may have about the merger.

True Sky plans to merge with RBFCU to help ensure that the credit union advantage remains an accessible and strong option in the Oklahoma City area. By joining RBFCU, True Sky can continue its mission to provide high-quality service, empower members and improve their economic well-being and quality of life.

The National Credit Union Administration has given its initial approval of the merger. The merger must be approved by a majority of voting True Sky members to obtain final approval. The voting period will be held from late June until Aug. 12, 2026, at 2 p.m. If members approve the merger, final approval from the NCUA is required

Members who are over the age of 18, have an open share account, and are in good standing are eligible to vote. Members who joined the credit union on or after May 28, 2026 are not eligible to vote.

To cast your vote, you must input either your member account number or the unique ID on the ballot you received in the mail or via email.

All eligible True Sky members will receive a voting packet by mail or via email with instructions on how to cast their vote. Members also may cast their vote online at trueskycu.cuballot.com, by visiting a branch, or by attending a special meeting of members of True Sky Federal Credit Union scheduled for 2 p.m. on Wednesday, Aug. 12, 2026, at Embassy Suites by Hilton Norman Hotel & Conference Center, 2501 Conference Drive, Norman, Oklahoma, 73069.

All online and mail-in ballots must be received by 2 p.m. on Aug. 12, 2026 to be counted.

If True Sky members approve the merger, we plan to begin legally operating as a single entity on Oct. 1, 2026.

There will be no changes to your accounts until the merger receives final regulatory approval. After the merger is approved, the combined credit union will retain the RBFCU name. More information on the integration process will follow after full regulatory approval. We will begin combining operations over the next year and will provide important updates throughout the process.

At this time, your member number and online access will remain the same.  In the event that your member number or account numbers have to change at any time during this process, you will be notified well in advance, and we will assist you every step of the way.

Any changes will receive a Change In Terms notice according to regulation.

Any changes will receive a Change In Terms notice according to regulation.

At this time, it is business as usual and everything will continue to work as it has until we combine operations fully in late 2027.  We are committed to making any transition as seamless as possible so you will continue to enjoy uninterrupted access to your money.

Not until system conversions are completed in 2027. However, RBFCU is a member of the CO-OP surcharge-free ATM network, and after the merger is complete, True Sky members will continue to have access to more than 30,000 surcharge-free ATMs worldwide – including RBFCU.

Our collective commitment to the communities we serve remains steadfast, and we look forward to the potential for even more significant and broader participation with the financial strength of the combined organizations.

All True Sky members will gain access to industry-leading products and services, supported by RBFCU’s Online Banking platform, the RBFCU Mobile® app and a suite of security features that streamline banking across products and devices. Deposits at True Sky and RBFCU remain federally insured by the NCUA. Additional benefits include:

  • Enhanced secure online and mobile platforms;
  • Additional enhanced share and checking account options;
  • Financial education and planning tools, including extensive workshops and counseling;
  • Credit card rewards programs;
  • Competitive credit card offerings;
  • Broad residential and commercial real estate financing options;

Visit RBFCU.org to learn more about specific products and services.

RBFCU is headquartered in Live Oak, Texas, on the northeast edge of San Antonio. RBFCU has a network of 65 branches in the San Antonio, Austin, Corpus Christi and Dallas-Fort Worth areas, as well as a call center in Live Oak.

RBFCU serves more than 1.1 million members in Texas and around the world.

You can learn more about RBFCU by visiting RBFCU.org.