Vacation Home Loans: Make Your Dream Getaway a Reality

Transform your vision of the perfect vacation retreat into reality with our comprehensive vacation home loan solutions. Whether you’re looking to purchase a cozy lakeside cabin, a beachfront condo, or a mountain chalet, we offer flexible financing options tailored to second homes and investment properties. Our vacation home loans feature competitive fixed and adjustable rate options, allowing you to choose the payment structure that best fits your financial goals and budget. With our streamlined in-house underwriting, processing, and servicing, you’ll experience a seamless loan process from application to closing, ensuring you can focus on finding the perfect property rather than navigating complex financing hurdles.

Our vacation home loan program is designed with borrower convenience and financial flexibility in mind. You’ll benefit from no application fees or annual fees, and interest is only charged when you actually use the funds, giving you greater control over your financing costs. We offer refinancing options for existing vacation properties, enabling you to take advantage of better rates or tap into your property’s equity for improvements or other investments. Loans exceeding an 80% loan-to-value ratio may require mortgage insurance, but our experienced loan specialists will guide you through all requirements and help structure the best possible terms. To get started, simply complete our easy online application, meet our credit criteria, and maintain a minimum $5.00 share account membership. Once approved, you’ll enjoy quick access to funds and the support of our dedicated lending team throughout the entire process.

APR = Annual Percentage Rate. Credit restrictions apply. Rates and terms are subject to change at anytime. Rates can be locked only after your completed loan application is received. This information is not a commitment to make a loan, nor is it a guarantee that you will receive a specific rate if approved.  An annual percentage rate (APR) is a broader measure of the cost to you of borrowing money. The APR reflects not only the interest rate but also the points, mortgage fees, and other charges that you have to pay to get the loan. For that reason, your APR is usually higher than your interest rate.  Loans above 80% Loan-To-Value ratio may require mortgage insurance.

Credit criteria apply. Rates are subject to change at any time, and payment will vary based on the loan amount. Credit Union membership required with a minimum $5.00 share account. No application fee. No annual fee. No interest is charged until you use the funds

In the market for a Vacation home, new home, build your dream home,
or simply refinance your existing mortgage?
Apply for Home Loan Today!
If you would like to apply, click below to get started.

Second Mortgage

From True Sky Federal Credit Union